Aaah, Location, Location, Location! Ask any real estate agent what this means and you will get as many answers as there are types of houses. You’ll also get answers framed according to the houses they are currently trying to sell but that is another subject.

While my comments deal primarily with new homes, the comments are just as pertinent for resale.

New Home sales typically involve a sales office, a couple of model homes and vast expanses of mud where dream houses will arise (eventually). Buyers will spend hours and hours and hours poring over choices of exterior and interior materials; they will spend a great deal of time selecting trim and finishes; family and friends will help them pick appliances perhaps even changing layouts. In short, they invest considerable time and energy in defining what the house will look like, inside and out.

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 It comes just 24 hours after another competitor, Abbey, upped rates.

David Kuo, from finance website Fool.co.uk, said: ‘Banks are paying absolutely no attention to what the Bank of England does as far as interest rates are concerned.

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 Some people see it as the perfect way to find property quickly and at a lower cost: by buying it at auction.

And certainly there are some tremendous bargains to be had. If you’re prepared to take a few risks, you have the potential to get your hands on a pretty impressive property below market value.

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 With the deadline just over a month away for investing our annual allowance in a stock market individual savings account (ISA), investors are mulling where to put their money.

All sorts of things come into the equation. Which market does the unit or investment trust fund invest in? Who is the manager and what is the past performance? But there is a facet to unit and investment trusts that is often overlooked: the amount of money in the fund.

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 Approximately a third of holidaymakers place themselves and their belongings at unnecessary risk while on holiday. This “It can’t happen to me” attitude means that thousands of British tourists travel without insurance or an awareness of basic safety guidelines.

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 According to The Times report, Lloyds TSB has become the biggest lender to refuse mortgages to buyers who do not have a 10 per cent deposit.

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 According to research carried out by a price comparison site, homes in London prove to be the most expensive to insure in the UK.

Lambeth in south London is the most expensive area in the UK, with home insurance and contents insurance costing £342 a year.

Thankfully, by implementing a few security measures you can effectively reduce your risk of making a claim and thus reduce your home insurance premium.

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